Lending Gates connects people who need $100–$5,000 with lenders and lending partners who might be able to help. That's the whole job — we don't originate loans, set rates, or decide who gets approved.
Lending Gates ("Lending Gates," "we," "our") owns and operates the website located at lendinggates.com (the "Site"). When you submit a request through the Site, we pass the information you provide to lenders and lending partners in our network so they can consider whether to make you an offer. We are not a lender, and we do not make credit decisions, set loan terms, or guarantee that any lender will extend you an offer.
If a lender in our network is interested in your request, they'll contact you directly with their own terms, rates, and fees. You review that offer, ask questions, and decide for yourself — Lending Gates is not a party to any loan agreement between you and a lender.
To submit a request through the Site, you must be at least 18 years old, a legal resident of the United States, and able to provide accurate information about yourself. Loan availability, amounts, and lender participation vary by state, and this service is not offered everywhere.
Lending Gates is compensated by the lenders and lending partners in our network when we refer a request to them — not by charging you a fee to use the Site. You should never have to pay Lending Gates to submit a request or to be connected with a lender.
Details about what we collect, how it's used, and who it's shared with are in our Privacy Policy. Our full Terms of Use and E-Consent explain the rest of how the Site works.
Every loan offer, rate, and fee comes from the lender you're matched with — never from Lending Gates.
Submitting your information starts a request. It doesn't guarantee a match, an offer, or a specific rate.
Nothing is final until you agree to a specific lender's terms, directly with them.